In many cases, for the price of a movie ticket or of a pair of shoes, the life of a family or even an entire community can be changed for the better. A tool kit to fix a bike, a sewing machine to make dresses, a cell phone to take orders from customers is all it would take to make a difference. "Not having" means not being able to make money from something you know how to do. Micro-Finance helps people that are not eligible for larger loans, improve their productivity, and their working and living conditions. Help make a difference by donating to the Xperedon Global Micro Finance Fund.